Student credit card help with managing finances

Once a child enters college, there are lots of responsibilities that have to be faced by the child. One of the many responsibilities is to learn the art of managing their finances. A student credit card can prove to be both a great help but can also be an equal challenge. Most credit card companies bank on this opportunity of getting as many children interested in their student credit cards as possible. College student credit cards are often sought by parents looking for convenience and comfort for their children.

With the intention of getting more applications for student credit cards, credit card companies may offer free t-shirts, pens or CDs, anything that would attract the average teenager to apply for a student credit card or a college student credit card. However, before actually thinking of applying for a student credit card, the student has to learn how to use the credit card, to avoid falling into thousands of dollars of debt, outside their personal school loans!

The best way of getting your child ready to handle the responsibilities of a college student credit card is by applying for credit cards with both your names on it, and having a low credit limit. In this way, both you and your child have access to the credit card, while you get a monthly statement to get an idea of what the child has spent money on. Make it a point to budget a certain limit of money each month, wherein the child has to pay the amount off with their own money if possible. This way, the child learns not to pay for things that they cannot afford.

When choosing on the best student credit card for your child, choose one that has a low limit wherein the child has to be careful in spending money in order to remain in good credit standing. You can choose from either of the many tables and booths that are set up at college fairs or perhaps find the best student credit card with an online search. However, make sure that the company you are considering caters to student credit cards because these companies generally will have student credit cards generally have less stringent credit history criteria while also offering lower interest rates.

When choosing the right college student credit card, look for the company offering a longer grace period so that the child has more time to make payments for their expenses, before accruing any interest. It is always better to choose the student credit card that has no annual fee and a low late payment fee. This is of course to help the child that might face the prospect of incurring expenses over the long term with the card.

When applying for a student credit card, make sure to furnish accurate and true information about the student and yourself. You will have to reveal your name, address and phone number while the student will have to furnish information of the college, enrollment status and the year of enrollment to the institution. If any false information is provided, it diminishes the probability of getting the student credit card as the companies verifies all the information that is provided to them. Students that are employed or who have a substantial balance in the bank proves to be a more likely candidate for a student credit card. However, the maximum credit credit card companies offer students to start off with is usually in the range of $500 - $1,000.

One of the many advantages of having a student credit card is that the student can buy their school books using the college student credit cards instead of carrying money to pay for the them. This proves to be safer to the student. Student credit cards are best used to cover unexpected expenses the student may face. There are also student credit cards that let the student gain rewards for their purchase like cash back or perhaps even gas money for their trips back home!

Bob marley nine mile

Bob Marley Nine Mile

When visiting Jamaica’s beautiful Ocho Rios make sure you take some time out of your vacationing, water sporting, fun in the sun, and exciting nightlife partying to visit the Bob Marley Nine Mile, the community that helped shape the life and career of one of the most famous musicians of all time. Even if you’re not a particular fan of the man’s music, you’ll get a real sense of what he was about.

Many Bob Marley fans come to Ocho Rios specifically for this unparalleled experience. The quaint village of Nine Mile is nestled high in magnificent mountains of St. Ann, and serves not only as the birthplace of the legendary Reggae King (1945), but also where he was laid to rest in 1981. Fans of Marley have described the Nine Mile experience as one that allowed them to get more in touch with the musician’s roots, to understand the depths of his lyrics, and to come away from it feeling a renewed sense of faith about what’s most important in life.

Be sure to check out the small family house—where the Bob Marley legend all began. Some of Marley’s family are still there, most notably his mother (“Mother B”) and Uncle Lloyd. The small home is littered with photos of the renowned late musician, and you will likely hear stories of Marley’s childhood and early musical career from his mother and/or uncle, as well as the guide. You should also visit Mount Zion Rock (the famous Bob Marley meditation spot), the Fireside, where he cooked many meals, and finally, the mausoleum, the King of Reggae’s final resting place.

If you’re not quite sure how to go about touring through the Bob Marley community, try a Nine Mile guided tour complete with an authentic Rastafarian guide (in authentic Rastafarian garb, no less!) who will take you through the village from one important element to the next, so you don’t miss anything and so you can soak in the entire experience from beginning to end.

How to cure bad breath permanently

As humans, being liked, popular and sought after is a natural desire inherent in each of us. This is why deodorants, toothpastes, gym memberships and fancy cars sell at astronomical rates. This is also why mints are so popular and hardly a day goes by without someone at work, school or in public asking you “do you have some gum?” You already know what that person may be trying to curb or correct: Bad Breath. (It also relieves you this person didn’t offer you some!)

I wrote once in an article in my blog titled “You’ve lost the weight but how clean are you on the inside?” that exterior indications-though very convincing and at times correct-don’t necessary depict proper health, as disease may manifest itself in various ways.

One strong indication of disease is always stench, as a result, if you suffer from bad breath or as is Medically diagnosed, halitosis, this is a sign that you need to make some drastic dietetic changes or undergo a cleanse to curb this unpleasant occurrence.

Using toothpastes (especially the controversial and hazardous fluorinated ones), mints and chewing-gums to curb bad breath, like any artificial drug for any disease, doesn’t cure this ailment but only masks its symptoms temporarily-only for it to come back in full force. This explains why we as humans become addicted to all sorts of unnatural and oft time hazardous substances ranging from pain killers to alcohol.

The necessary and very effective measures one should take in eliminating bad breath are the following (you can trust this author who even upon waking up doesn’t have the so-called ‘morning breath’, falsely and commonly accepted as being natural…nothing my friends could be further from the truth!)

1. Make a change in your diet; for as is known in every culture known to man; “You are what you eat!” Hippocrates - the Father of Medicine once said: “Let your foods be your medicine and your medicines your food”, well ‘what should I eat?’ the uninformed might ask: Plain and simple: alkaline forming/mucus binding foods also known as, you guessed it right (if you’ve read my other articles elsewhere) Fruits and Vegetables.

One common indication of disease besides stench is always mucus and this is introduced into the body by only one means, what you consume, therefore all measures should be taken to eat the foods that not only nourish you but have the added ability and benefit of being able to bind and eradicate the excessive mucus.

I am not trying to be a pro-vegan or vegetarian (heck I’ve smelled bad breath and strong body odor on the most blindly fanatical of both kinds of people before) but, from experiments and being a nature lover, all vegetarian animals-free of human captivity or at least allowed to eat their natural diets (for examples the grazing cattle who consume only grass) DO NOT have any bad breath.

For a good example of a suggested daily menu plan, look for my article on ‘How to get rid of Acne in 10 days’ on this site as space is a constricting factor at this time.

2. Practice basic natural oral hygiene. As I indicated in the core e-book of my site, practitioners of Yoga such as the hard-core ones in India, Africa and even here in the USA know of such ancient techniques of cleansing the body that-though not as necessary for the beginner-are very, very effective for eliminating bad breath.

Type “kunjar kriya” up in Google and read what this process is. Being an advanced technique that must be practiced under supervision, a simple and less repugnant (if you think) process will be:

-Brushing the teeth with a toothbrush and pure all natural un-iodized Sea-salt or using an African Chewing stick or even a firm toothbrush exclusively. I always get compliments on my dentition and smile and besides my mother’s genes (if I may be so vain) using one of these methods has proven to me to be the safer and more effective methods of dental hygiene as outlined in chapter 11 of the text mentioned elsewhere in this article.

-Massage the gums with your clean index fingers. This essential practice strengthens the gums and cleans out impurities from its pores.

-After this; join the index, middle and ring fingers and massage the back of the tongue thoroughly for the same purpose.

-When you are done with these two procedures, scrape the tongue thoroughly with a tongue scraper designed exclusively for this or a blunt bread-knife. Intermittently, between all the steps above, you should rinse the mouth with warm saline water and ensure to gargle with this solution upon completion.

As you may have observed from the steps above (and in most of my articles) alleviating the symptom of a discomfort such as bad breath is mostly a two-part procedure: A drastic change in the diet (internal) and natural cleansing procedures/exercises (external). To complete the three limbs of Naturopathy, your positive and open-minded approach in reading this article takes care of the positive thinking aspect.

It never ceases to amaze me how the population so naively accepts mere fads, hyped products and so called drugs to eradicate the myriad of our modern day ailments, but take it from a guy who suffered (note the PAST tense) from asthma, acne, bad breath and depression for a long length of time, most if not all common diseases of this age can and will be things of the past if some basic all-natural methods such as the steps above for bad breath are applied.

Canadian research analyst forecasts severe uranium supply crunch for next 10 years

Uranium to Head North of $500/pound?

Rising Uranium Price May Consolidate Exploration Sector, Driving Intense Takeover Activity

Legendary stock picker James Dines recently compared uranium stocks to the high-flying net stocks of the halcyon days of the Internet expansion era. While the much-hyped and fleeting Y2K crisis never materialized, the U. S. energy crisis for highly sought uranium has been developing for more than twenty years. Still early in the current bullish uranium cycle, investors are scoring triple-digit returns on what some are calling a ‘renaissance in nuclear energy.’

Nearly 2 billion people across the planet have no electricity. The World Nuclear Association (WNA) believes nuclear energy could reduce the fossil fuel burden of generating the new demand for electricity. The WNA forecasts a 40-percent jump in worldwide electricity demand over the next five years. The world’s most populated countries, China and India, are in the process of creating the largest energy-consuming class in the history of earth. Both plan aggressive nuclear energy expansion programs. Dozens of lesser developed countries, from Turkey and Indonesia to Vietnam and Venezuela, have announced their eagerness to pursue a civilian nuclear policy to benefit power needs for their burgeoning middle classes.

In a nutshell, global utilities are going to need uranium to help feed the increasing number of nuclear power plants proposed over the next twenty years. Uranium is now in shorter available supply for civilian energy use than ever before. Over the next decade, as demand continues to outstrip supply, analysts are predicting utilities will snap up known uranium inventories sending spot uranium prices to record highs. During this launch phase, investors have taken notice, chasing up the stock prices of many uranium producers and exploration companies.

Uranium Prices May Reach “Unbelievable Highs”

Toronto-based Sprott Asset Management research analyst, Kevin Bambrough, told STOCKINTERVIEW. COM, “There is a good possibility of a supply crunch that could drive uranium prices to unbelievable highs.” Various analysts predict price targets for spot uranium, in the near-term, above $40. Canadian Augen Capital Corp’s managing director David Mason speculated, “$100 (US) a pound is within reason within the next year or two.” Sydney-based Resource Capital Research is half as generous, forecasting $50/pound by 2007, explaining another 40 percent jump in spot uranium prices will be “driven by end users in the power generation market which is urgently trying to secure supply into the future.”

How high could spot uranium prices run? Kevin Bambrough made a hypothetical case for uranium trading north of $500. “It’s a ridiculous price,” Bambrough confided. “It’s hard to speculate if this is even going to happen.” While he admits that price would not be sustainable, Bambrough makes an interesting point about the concerns facing utility companies, charged with providing us with our electricity. In his futuristic scenario, Bambrough speculated, “There’s a chance that some facilities will have to choose shutting down their nuclear plants (if they can not obtain uranium to fuel the facility).” On that basis, Bambrough calculated the operating costs of a nuclear facility versus the operating cost of a competing fuel. In his conjectural model, Bambrough used natural gas priced at $5.

Bambrough explained, “Assuming that the coal-fired plant’s operating capacity, before you would basically shut down a nuclear facility, you would be comparing it to what you would have to bring on, which would be natural gas. If there is a shortage there (with natural gas), what price would it take before I am willing to shut down my nuclear facility? If you were to shut off the nuclear capacity, and fire up more gas to replace it, it would send gas prices through the stratosphere.” And that doesn’t factor in the cost of shutting down a nuclear facility, itself an exorbitant process. The analyst said he reached his calculation of “north of $500/pound” for spot uranium, under an extraordinary emergency supply crunch, by answering this question: “How much would people pay before they shut it (a nuclear plant) down if there is a shortage of uranium?”

Historical cycles support spot prices higher than $40/pound, a level above where uranium may hover for several years. The current cycle of rising uranium prices closely parallels the leap which occurred between February 1975 and April 1976. Spot uranium prices soared from $16 to $40/pound during that 15-month period. During the 1970s cycle, uranium steadily rose from $6.75/pound in November 1973, peaking in July 1978 at $43.40/pound. Since late last year, spot uranium prices soared with the same momentum seen thirty years ago. If history repeats itself, spot uranium prices should trade above $40/pound this year, and stay above that level until the end of this decade or perhaps for a longer stretch.

The key yardstick in determining how much higher uranium prices will climb is by keeping track of the number of new nuclear facilities being constructed or proposed. “A few years ago, when we first started investing in uranium,” Bambrough explained. “There were very few plants being proposed. The numbers have doubled for proposed facilities. And for every one you hear about, there’s a lot more being planned.” That puts uranium miners into an enviable position. Bambrough added that utilities have to secure their fuel supply for up to six years out, once they decide to build a nuclear facility. “The fact is the supply is just not there,” warned Bambrough.

In short, U. S. utilities may soon be scrambling for uranium inventory to fuel their nuclear reactors, or face the “ridiculous price(s)” research analyst Kevin Bambrough warned about. An excerpt from The International Atomic Energy Agency’s booklet, Analysis of Uranium Supply to 2050, bears out Bambrough’s thesis, “As we look to the future, presently known resources fall short of demand.” The deficit between newly mined uranium and reactor demand has averaged about 40 million pounds annually over the past decade, cannibalizing existing inventories. As we begin 2006, the supply/demand imbalance has reached a critical phase.

Where Will the Uranium Come From?

In his September 2004 presentation to the World Nuclear Association, Thomas L. Neff of MIT’s Center for International Studies, stated, “The net result of nearly twenty years of inventory liquidation is that existing higher-cost suppliers were driven out of business, new mines were discovered from starting, and exploration was neglected.” Neff warned in his conclusion, “The problem is the one to two decades that will be needed to expand (production) capacity and build the flow of nuclear fuel that meet the expanding requirements horizon.”

The 1970s price spike in uranium was limited because existing uranium mines were quickly ramped up to supply utilities with fuel. Neff noted, “This is not the case today and a longer period of high prices could prevail.” In Neff’s analysis, uranium prices would have risen well above $100/pound in the mid 1970s, using constant 2004 US$. On that basis, Bambrough’s hypothetical forecast above $500/pound may be not too far out of reach. Neff summarized why the problem has reached a critical stage, “We are currently facing the consequences of what may be the largest sustained divergence between expectations and reality in the 60 year history of uranium.”

“For people who want to bring on new (nuclear) facilities and contract for it, it’s very difficult to do that,” said Bambrough. “You have to go to mines that are not even there yet in order to try and contract supply.” In this light, it appears the greatest opportunity will appear with the junior uranium companies, which obtained known uranium resources during the last down cycle, and whose operators abandoned such properties because of low prices.

How Can Investors Profit?

Bambrough recalled compiling a worldwide list, in 2003, of a mere 25 companies involving in uranium mining and exploration. “I cut the list down to around ten that looked to be promising,” said Bambrough. “I’d say that today there are still less than 30 uranium companies that present a good reward-to-risk ratio considering the massive move the sector has made.” Depending upon whose list you believe, the number of companies now mining or exploring for uranium stretches to about 200. The majority trade on either the Canadian or Australian stock exchanges.

What sort of companies has Sprott Asset Management invested in? Bambrough responded, “We have preferred to invest in companies that have acquired properties that were once owned and were actively being worked by majors at the end of the 70’s bull market.” He added, “The cost of uranium exploration is so large there is great value built into many of these properties. Specifically, millions of dollars worth of drilling work and data have been collected on some properties. In some cases, mining shafts have been built that only require rehabilitation at a fraction of the cost of starting fresh with a green fields project.”

Bambrough shared a few of his favorite uranium stocks. “Of the companies that we own, we own a larger percentage of Strathmore Minerals (TSX: STM; Other OTC: STHJF) than almost any other company,” said Bambrough. “We think they’ve got some great properties. They were guys who got into the game very early, and who have skills as they do with David Miller (president and chief operating officer of Strathmore Minerals) in understanding the uranium business. And they have a very large amount of databases, as does Energy Metals Corporation, which is extremely valuable in understanding the properties.” Both Strathmore Minerals and Energy Metals have properties in New Mexico and Wyoming. “I think the future for New Mexico is quite good,” Bambrough noted, “as well as ISLs in Texas and Wyoming.” Another Sprott Asset Management favorite is Tournigan Gold Corp (TSX: TVC). “You look at a past producing region,” Bambrough pointed out. “They went and got old mines.” Tournigan recently drilled the historic Jahodna uranium resource in Slovakia, once drilled by the Russians.

Where the Action Is

The more adventurous price action may be found in the ongoing consolidation within the uranium sector. Bambrough observed, “There appear to be a few aggressive junior uranium companies that seem to be moving forward and working to build a ‘major’ company.” In November, one uranium exploration company, Energy Metals Corporation (TSX: EMC) began takeover procedures to acquire two other uranium juniors, Quincy (TSX: QUI) and Standard Uranium (TSX: URN). Standard Uranium has since traded nearly 70 percent higher. “There are people who have neighboring properties, and it makes sense for them to come together,” advised Bambrough.

In late December, another of Bambrough’s favorite uranium companies, Strathmore Minerals (TSX: STM; Other OTC: STHJF), announced it had “engaged National Bank Financial as its exclusive financial adviser to review transaction alternatives to maximize shareholder value from its uranium assets.” Questioned about this news release, CEO Dev Randhawa told StockInterview. com, “National Bank has the best technical team and will help us reach the right decision to maximize the benefit to our shareholders.” In a 2005 research report, the Cohen Independent Research Group set a price target of C$4.29/share for Strathmore Minerals, based upon the current spot uranium price.

“I think the market could really use more large cap uranium companies, since large fund managers currently can really only look to Cameco (NYSE: CCJ) and Energy Resources of Australia (ASX: ERA) to get exposure to the uranium market,” said Bambrough. “There are several junior companies that should come together to form large uranium companies to leverage their extremely valuable skilled personnel, lower the exorbitant costs of permitting and exploration, and achieving other economies of scale.” How soon would it be before a larger company, combining some of these promising juniors, reaches listed status on the New York exchange? “I would guess that a NYSE listing may not come until 2007 or 2008,” responded Bambrough.

Bambrough remains enthusiastic about the uranium sector and closed his remarks, saying, “I expect that we will see a great out performance by quality uranium companies as they move their projects forward. We still see some incredible values and are still actively investing in the space. We are still in the early days of the uranium bull market.”

London fashion design schools

London Design Updates: Bridge May Tremble But Not Fashion Schools

Have you ever heard a brave forecast such as this?

Now on a lighter note, consider this: Ramps are more dramatic than bridges. How come? This is because ramps have provided the world with classic items of Burberry to more liberal creations of Jimmy Choo. And these ramps were made sturdy primarily by London fashion design schools. Top fashion designers like Clements Ribeiro, Alexander McQueen, and Sophia Kokosalaki would agree just the same.

What makes it great about earning a degree from a fashion design school in London?

London lies in the central part of England. This is one of the busiest cities in the world. It has taken part in many revolutions. The well known of these revolutions is the so-called the Industrial Revolution.

As years went by, London, during the 19th century, received the spotlight for men's fashion statements under the headship of dandies of Regency including Beau Brummell. Not so long after, around the mid of1960s, London was, once more, for a moment the heart of fashion statements and influence.

London nowadays also lies in the heart of the fashion industry. The same city that has revolutionized many aspects and statements in the fashion industry years ago is the same city that continues a legacy for styles and prevailing modes of life. The key now lies to the competent trainings designers undergo in various fashion institutions and even in the marketplace.

In fact, whatever you want to earn: a specialist course, a fashion school certificate, or a university degree, you will definitely find a school in London that can give you the edge and the guts to get along well with other topnotch designers. Moreover, though there are a thousand of schools all around the world, it is a fact that the UK retail garment market provides training opportunities for high-end fashion, mass market, and even Asian imports. In fact, the market shares a projected $ 50-billion sale, 75% of which account for women's and children's clothing.

If you want to immediately run for a job-entry, a summer program or a year at a London fashion school can provide you with fashion skills that are already in the entry-level. If you are still on a shaky ground, consider enrolling in some international schools with campuses in London.

The following lists of schools have links that will provide other information about some schools in UK:

1. The Royal College of Arts is a school of textiles and fashion (http://www. rca. ac. uk/ UK).

2. London College of Fashion is an international institution for technology, design, sales and administration in the textile, accessories, footwear, and fashion industries (http://www. fashion. arts. ac. uk/).

3. Manchester Metropolitan University offers degree courses including fashion, textiles and textiles for fashion, embroidery, and even fashion design with technology (http://www. artdes. mmu. ac. uk/).

4. University of Westminster, located in Harrow, UK, offers a degree in BA

Fashion Design (http://www. westminsterfashion. com/)

5. London-Milan 2006: The Dual City Summer Sessions offer both novice and advanced courses. Campus in Milan is called Domus Academy in Milan and campus in London is the Central Saint Martins College of Art and Design and (http://www. london-milan-courses. com/).

No matter what type of school lands as your choice, you can rest assured that you have three-fold benefits: style is globally-renowned, schools have international connections, and the language used is universal, that is English. Thus you can take carry your portfolio with pride.

You can say that a London fashion degree is a passport recognized by the world and its diverse fashions. History, indeed, repeats itself.

Discount ink cartridge

Despite the steep drop of printer price, printer ink remains to be one of the most expensive liquids in the world. According to a recent study by the UK Consumers Association, printer ink costs even more than French Champagne per milliliter.

Many consumers are fed up with the high price of OEM replacement cartridges. Many of them bought a cheap ink printer for home use, only to find out that they have spent more on ink cartridges in just a few months. This is why discount ink cartridges become so popular among bargain hunting consumers these days.

Discount ink cartridges are mostly compatible cartridges, also known as generic cartridges. They are like the generic drugs in pharmaceutical industry. Compatible cartridges are made brand new with the same specifications of name brand cartridges but are generally 50-75% cheaper.

One consumer was quoted saying "I was amazed at the money I save using these discount ink cartridges. I can print as many color photos as I want now". Another consumer said "I was a bit concerned about the printing quality at first, but it worked out great".

The other type of discount ink cartridges is remanufactured cartridges. They are name brand cartridges which have gone through one cycle of use, but refilled and sometimes installed with new components. Remanufactured cartridges are a bit more expensive than compatible cartridges but still offer a big savings compared to OEM cartridges. In addition, they are very popular among environmentally concerned consumers.

Although many stores offer discount ink cartridges, consumers are advised to choose the products carefully. In addition to price comparison, they should seek out suppliers who can also provide good service, good refund policy and extended warranty.

To learn more about discount ink cartridges and to see if they are available for your printer model, please visit the following site:

http://inkjets.4reviews. net

Lg ke850 prada where style meets functionality

Over the last couple of years, there have been many mobile phones that have looked as well as they've performed. Some that spring to mind are the Nokia 8800 series, and the LG Chocolate models. Not only did they offer a host of features to compete with the best mobile phones already on the market, but they also looked beautiful into the bargain. Now, one of these companies has done it again, and that company is LG, with its stunning new KE850 Prada mobile phone.

Not for the first time has a mobile phone company collaborated with an external source to design a phone (as was seen by the Motorola Red series, among others). However, this is surely one of the first times that such a high-profile name like Prada has been involved, and the results speak for themselves. Sleek, sexy, sophisticated and elegant; these are all words that are bandied about whenever the name Prada is mentioned, and the LG KE850 mobile phone follows suit.

With absolutely no buttons on the fascia (unless you count two miniscule options for calling) to speak of, this allows the screen to almost cover the whole length of the front of the phone. The reason this is possible? Touch screen technology. Although Ericsson may claim that they had this first with their stylus operated mobile communicator, that company certainly never had the sheer aesthetic stylings of LG's latest masterpiece. And the icing on the cake surely has to be when the display fades when not in use, leaving you with a sheer screen and a phone not too dissimilar in looks to Sony's wonderfully designed PSP handheld.

However, if you think the phone's design is impressive, wait until you see the features it manages to incorporate into its slim case. As well as the usual 2.0 mega pixel camera, it also features:

·MPEG4 video player for the latest and sharpest video compression

·Music multitasking for messaging, allowing file downloads and transfers

·Document viewer, including Excel and Word doc support

·Bluetooth 2.0, the latest version of this excellent transfer tool

As well as this, the LG KE850 Prada mobile phone also allows you to upgrade the memory capacity via its USB slot, so that even if its already generous internal memory is not enough, it can be easily increased.

Indeed, if there's one drawback to the phone, it's that it is only tri-band whereas most phones are now quad-band. Although this won't affect its use in its home and desired customer territories, it will mean it won't work in the US. However, if you're looking for both a stylish and feature-filled phone and you're not in that part of the world, you can't do much better than LG's new superstar.